Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 7 Easy Ways to Improve Your Finances This Week Improving your financial life doesn’t have to be tedious and time-consuming. These easy actions can lead to improvements in a How to Cut Your Expenses Living with confidence means living within your means. managers. The Twelve Steps to Living Confidently: Budgeting One of the most important steps to become financially sufficient is to set up a realistic budget.